Loans

Applying for loans, which always need to be paid back, is one way to fund your education. You can apply for federal loans from the government or private loans from private lenders.

Federal Loans

Apply for federal loans by completing the FAFSA or through studentaid.gov. There are a few types of government loans, including:

Private Loans

Private student loans are available from private lenders for students whose cost of attendance has not been met with other financial aid. Private student loan lenders will indicate if a student is required to have completed a Free Application for Federal Student Aid (FAFSA).

The terms and conditions for private student loans differ among lenders and you are advised to carefully compare several loan programs before choosing a lender.

TWU does not promote or endorse any private education loan lenders. ELMSelect is a lender-neutral platform that displays a historical list of lenders that our students have used over the past award year. 

Repaying Loans

You should consider all factors for repaying your loans before applying, including repayment terms, interest accrued, and the total amount paid. This can help you determine how much to borrow and the repayment plan that's right for your particular financial situation.

Page last updated 9:33 AM, February 17, 2025