Aviation financial aid

You are about to make a significant investment in your education at TWU in the aviation program. The Q&A below will help you understand not only the traditional costs of an undergraduate education, but also the additional costs associated with the aviation program.

Q: How do I apply for financial aid?
A: We encourage you to submit a Free Application for Federal Student Aid (FAFSA) annually online at www.fafsa.gov. The FAFSA will determine your eligibility for federal, state and institutional grants, work study and student loans.
If you are a Texas resident and not eligible to apply for federal financial aid, we encourage you to submit a Texas Application for State Financial Aid (TASFA) annually online at www.collegeforalltexans.com. The TASFA will determine eligibility for state and institutional grants and work study.

Q: What is the Cost of Attendance for the first year?
A: The Cost of Attendance for the first year is broken out in detail below for the 2024-25 academic year. This Cost of Attendance is based on an undergraduate, Texas resident living on campus who is enrolled 15 hours for the Fall and Spring semesters.

Q: How much do all required flight labs cost?
A: The lab fees below are an estimate of costs for an average student. Actual costs may be higher or lower, depending on the proficiency of the student.

Q: Why aren’t flight fees covered in the cost of tuition?
A: Tuition is paid by all students in all programs. Flight lab fees pay for the extra cost of flight training and cover all aircraft fees, flight and ground instruction, simulator training, and end-of-course flight examinations.

Q: Are flight lab fees exact numbers?
A: Every student is charged flight lab fees, but actual costs may be higher or lower, depending on the actual number of hours flown in a lab. The lab fees listed above are an estimate of costs for most students. Some students may need extra training while others may complete a flight lab more quickly.

Q: Where do I find scholarships for a flight program?
A: Many non-profit student and national organizations, as well as private and public companies, have scholarships for flight training. An internet search of “Aviation Scholarships” is a good place to start. All TWU students should complete the TWU General Scholarship Application annually to be considered for available scholarship funds. The application is available here: https://twu.academicworks.com/.

Q: How does the financial aid office know which flight lab fees to my Cost of Attendance?
A: You must complete and submit an Aviation Cost of Attendance Review Request form to the financial aid office annually. You will indicate which aviation lab you will be completing that academic year and the corresponding cost for that lab will be added to your Cost of Attendance. The Aviation Cost of Attendance Review Request form is found online here: https://twu.edu/finaid/forms-resources
In addition to any scholarships, grants and/or Federal student loans you may receive, the Federal Direct Parent PLUS Loans, where the parent is the borrower, or private student loans, obtained through private lenders where the student is the borrower, are typical resources used by families to finance the aviation program. If you are interested in using the Federal Parent PLUS loan program or private student loans, you can calculate what you are eligible to borrow using the following calculation:
Total cost of attendance-total financial aid=PLUS or private student loan eligibility

Q: How does my parent qualify and apply for a Direct PLUS Loan?
A: To qualify for a PLUS loan, your parent must be credit worthy, meaning your parent must have a history of paying their bills on time. There is no debt-to-income ratio check. If you believe your parent is credit worthy, your parent can start the loan application process by going to https://studentaid.gov.

Q: I don’t think my parent will qualify for a PLUS Loan. What does this mean for my family?
A: If your parent is denied for a PLUS loan based on their credit, you will be eligible for an additional Federal Direct Unsubsidized Loan. The Financial Aid Office will receive notification electronically of a PLUS loan approval or denial.

Q: Where can I find information about private student loans?
A: While TWU does not promote or endorse any private education loan lenders, we do provide a lender-neutral platform that displays a historical list of lenders that our students have used over the past award year. You can access the platform here: https://twu.edu/finaid/loans

Q: How can I contact the financial aid office if I have more questions?
A: The TWU Financial Aid Office is located on the second level of the ACT Building, and the Scholarships Office is located on the first level. The offices are available to assist you Monday-Friday from 8 a.m. to 5 p.m. The Financial Aid Office can be reached by phone at (940) 898-3064 and by email at finaid@twu.edu. The Scholarships Office can be reached by phone at (940) 898-3050 and by email at scholarships@twu.edu.

Aviation cost of attendance review request

Federal regulations allow financial aid administrators to use professional judgment for students who have higher than average education related expenses that could affect their ability to pay for their education. Use the Aviation cost of attendance review request form to request a review.