I must pay back my loan(s) with accrued interest and any deducted fees.
I am not required to repay my loan(s) if I don't complete my education, if I am dissatisfied with my education, or if I am unable to get a job after I complete my program.
I may prepay all or part of my loan(s) without penalty.
I must notify my lender if I change my name, change my graduation date, withdraw from school, change my address, transfer to another school, change my telephone number, and/or enroll for less than half-time.
Loan repayment for the Federal Perkins Loan and Federal Stafford Loan begins immediately after I graduate, leave school, or drop below half-time enrollment. There is no grace period on my loan.
If I fail to make timely payments on my loan(s), my delinquency and/or default will be reported to a credit bureau.
If I default on my student loan(s) my federal income tax refund may be withheld.
Your lender must give you a copy of your promissory note when your loan is made.
Before you begin to repay your loan, your lender must give you a repayment schedule and detailed information about interest rates, fees, the balance you owe, and repayment options available to you.
I am not eligible for loan deferment if I return to school full time.